The content, materials, reports, webinars, publications, analysis, conversations, digital tools, and features offered through Estulin.Media, including GeoInvestor and The Oracle, are for informational, educational, and general analysis purposes only.

Under no circumstances do they constitute:

• financial advice;
• personalized investment recommendations;
• asset management;
• financial brokerage;
• tax advice;
• legal advice;
• nor regulated professional services of any kind.

Neither Estulin.Media, nor VOKOBAN LIMITED, nor VOKOBAN S.A. de C.V., nor Daniel Estulin, nor their collaborators, employees, analysts, or representatives:

• act as registered financial advisors;
• manage third-party capital;
• make individualized recommendations;
• evaluate the user’s risk profile;
• nor guarantee economic or financial results.

All information provided through:

• reports;
• publications;
• webinars;
• private communities;
• communication channels;
• audiovisual content;
• GeoInvestor;
• or tools based on artificial intelligence,

is based on general interpretations, forward-looking analysis, opinions, hypothetical scenarios, or conceptual frameworks that do not take into account the specific personal, patrimonial, tax, or financial circumstances of each user.

FINANCIAL RISK

The user expressly acknowledges that any investment or economic decision involves inherent risks, including:

• partial or total loss of capital;
• market volatility;
• economic fluctuations;
• regulatory changes;
• geopolitical events;
• illiquidity;
• currency variations;
• and unpredictable external factors.

Past performance is no guarantee of future results.

The Company does not guarantee:

• profitability;
• predictive accuracy;
• asset protection;
• financial success;
• nor the fulfillment of economic expectations.

Any decision made by the user based on content offered through Estulin.Media shall be made under their sole responsibility and independent judgment.

ABSENCE OF PROFESSIONAL RELATIONSHIP

The use of Estulin.Media does not create:

• an advisor-client relationship;
• a financial mandate;
• a fiduciary relationship;
• an advisory contract;
• nor any personalized professional obligation between the Company and the user.

The user is solely responsible for:

• evaluating their own decisions;
• verifying information;
• consulting authorized professionals when necessary;
• and determining the suitability of any economic or patrimonial action.

AI-GENERATED CONTENT

Certain services, including The Oracle, use generative artificial intelligence technologies capable of producing automated responses related to:

• geopolitics;
• economics;
• investment;
• markets;
• global trends;
• or forward-looking scenarios.

The user expressly acknowledges and accepts that:

• such responses are generated automatically;
• they may contain errors, inaccuracies, or incorrect interpretations;
• they do not constitute financial recommendations;
• and they should not be interpreted as investment instructions or professional advice.

LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Estulin.Media, VOKOBAN LIMITED, VOKOBAN S.A. de C.V., Daniel Estulin, and their collaborators shall not be liable for:

• economic losses;
• investment losses;
• property damage;
• loss of profits;
• loss of opportunities;
• decisions to buy or sell assets;
• actions taken by the user;
• nor consequences derived from the interpretation or use of the content offered.

The total cumulative liability of the Company to the user, should it be legally enforceable, shall in no case exceed the amounts actually paid by the user during the twelve (12) months prior to the event giving rise to the claim.

The Company shall not be responsible for comments, opinions, analysis, or information shared by third-party participants within private channels, groups, or communities managed through Telegram or other external platforms.

EXPRESS ACCEPTANCE

Access to and use of the content and services offered through Estulin.Media implies that the user:

• has read this warning in its entirety;
• understands the risks inherent in any financial decision;
• and agrees to use the content under their sole responsibility and independent judgment.